Ussd

Collect payments offline with our secure USSD payment solution

Our USSD payment allows businesses to collect payments offline, without the need for an internet connection. This is beneficial for businesses operating in areas with limited internet access or in situations where a stable internet connection is not guaranteed.

Build your customer journey

Our secure and easy-to-use platform ensures that all transactions are processed quickly and efficiently, without compromising on security. Simply dial the USSD code on your mobile device to access our payment interface and follow the prompts to complete your transaction. It's that easy!

Unlock The Benefits Of USSD Payment

We design and build your USSD menu based on your needs and your customers' experience, completing their journey in a few simple steps.

Scalable flexibility

Allows large volume of transactions and easily add or remove payment methods

No internet required

Collect payments offline without the need for an internet connection.

Easy to use

No need for additional apps or installations; accessible through the dial pad

Secured payment

Shield your finances with our unbeatable secure payment system
2FA authentication

Our system incorporates multi-factor authentication protocols, ensuring that only authorized individuals can access and make transactions using your account. This adds an extra layer of protection against potential unauthorized access and fraud.

PCI DSS compliance

We adhere strictly to the Payment Card Industry Data Security Standard (PCI DSS) guidelines. By maintaining PCI DSS compliance, we ensure that your payment card data is handled securely, minimizing the risk of unauthorized access and data breaches.

Frequently Asked Questions (FAQ)

Do you have a sandbox where I can test your API?

Yes, we have a sandbox for you to test the API. Check the developer page of our website for more information on the sandbox. Create an account and to start accepting payment.

How do I receive the money paid by my customers?

You will be settled within 24 hours after a successful payment and you can withdraw your money to you registered account at any time after settlement.

Do I need a Merchant Mobile Money Account?

For mobile money payout, it is advisable to have a merchant account for payout because you can link the merchant account to your bank account. However, payout can be done to any mobile money account number Visit the operator’s mobile money office to register for a merchant account if you don’t already have one.

How long does it take for me to get my money (settlement)?

Settlement to your QOS account is done within 48 hours after a successful payment.

How much do you charge to integrate to the API?

Integration with our API is free. You can create an account here.

How much do you charge to develop a USSD menu?

The price for developing your USSD menu depends on the complexity of your customer journey. We will be glad to discuss with you to find a suitable solution for your use case.

How much do you charge to onboard on Mobile Money USSD?

It is free to onboard on QOS position on the mobile money USSD menu.

Do you charge fee/commission on collection?

There is 1.7% commission on every successful payment transaction you receive.

Do you charge for transfers (disbursement)?

There is 1% on every successful transfer to other mobile money accounts.

Do you charge for payout to my account (settlement)?

Payout into your account is free.

Does integrating your API give access to other countries?

At this moment, our API gives you access to Benin, Togo and Cote D’Ivoire. As we add more countries, we shall notify you accordingly

Do you offer transactions volume discounts ?

Yes, high volume customers can benefit from a reduced commission on transaction volumes. Please contact sales for more information.

Are you able to offer flat rate per transactions?

Yeah, we offer flat rate per transaction to businesses such Microfinance. In this scenario, we charge a flat fee per successful transaction. Please contact sales to discuss further.

One system, many options

Our platform offers multiple payment methods and channels to cater to the diverse preferences and needs of of you and your consumers. This enables you to choose from various payment options such as credit/debit cards, digital wallets, bank transfers, mobile money payment link and USSD payment

Get Started

Start accepting payment with ease in few minutes

Create an account instantly and start accepting payments. you can also contact our sales team for custom design package to meet your specific business needs